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  1. 280 Group
  2. Affirm Financing
  3. General FAQs

General FAQs

  • What is Affirm?
  • Why buy with Affirm?
  • What is required to have an Affirm account?
  • How does Affirm work?
  • How does Affirm approve borrowers for loans?
  • Does Affirm do a credit check, and how does it impact my credit score?
  • Why was I denied financing by Affirm?
  • Why was I asked to verify my identity?
  • Why was I prompted to enter my income?
  • Why was I prompted for my checking account?
  • Why is my bank not listed?
  • Why was I prompted for a down payment?
  • Will I see how much interest I am paying prior to accepting my loan?
  • Why can't customers outside the U.S. use Affirm?
  • What are Affirm’s fees?
  • Why is my Affirm interest rate so high?
  • What is Affirm?
  • What are Affirm’s fees?
  • If I return an item, how do refunds work?
  • How long does it take to get my money back in the event of a return?
  • Can I amend my order after my purchase has been processed? Can I be approved for a higher loan amount if my purchase amount increases?
  • Am I able to obtain a refund after my purchase?
  • How can I contact Affirm?
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